How to Activate your Virtual Card

How to activate Wonder Virtual Card?

1. Go to Card module, if you have not issued a Wonder Card for your account yet, click on "Create Card" button.

2. Choose Card Type, user can choose create to create an Executive Card or an Expense Card.

• Executive Card is assigned to a specific associate/user inside your account, and the purpose of the Executive Card is to cover any expenses spent by that cardholder.
• Expense Card helps your Business to cover transactions that are specific to a business expense type/category (monthly rent, subscription, marketing cost etc.). For Expense Card, you will be able to assign multiple card owners to it, and your associates can co-access/co-manage together. Expense Card is only available for Enterprise Accounts.

3. (A) Create Executive Card: add cardholder as card owner. You can choose a card owner from the existing active Associates list, and the card will be associated to that particular user account.

3. (B) Create Expense Card: You can name this card based on the general expense that the card is purposed for. Multiple card owner are allowed for one Expense Card. Once assigned, the card owner(s) will be the ones that can authenticate online transaction using this card, as well as receiving all related notifications of this particular card.

4. You can choose to set specific limits. The limit will restrict the given card's own spending limit.

5. Review, and confirm card information.

6. Once card is provisioned successfully, you will be able to see card information to start spending.

7. Go back to Card module home page, you can check the card just created.

How Wonder Card Works

For every Wonder Card transactions, Wonder will deduct the fund (billing amount) from your Current Account balance. The fund source can be either from your Wonder Payment Gateway's processing fund, or you can add fund directly via Wonder Virtual Account. Based on the settlement currency of the card (HKD, USD, JPY), the card transaction amount will be deducted from the according Currency Account - for example, if your Wonder card's settlement currency is HKD, hence Wonder will deduct a billing amount to your account's HKD Currency Account. If your card transaction amount is in a different currency, then our system will convert the transaction currency to the card settlement currency for final billing.

How to Add Fund to Wonder Card

• Add Fund from Payment Gateway: If you are collecting card/wallet transaction with Wonder Payment Gateway, you can choose to retain the fund in Wonder Current Account, without disbursing the money out to external linked bank account automatically. The fund retained in Wonder Current Account can be use to fund your Wonder Card transactions.
• Add Fund from Virtual Account: Click here for what is Virtual Account. To top up the fund, click here for how to add fund via Virtual Account.

Roles and Permissions of Wonder Card for Business Account

In Business Account, depending on your and your associates' roles, there will be different accessibilities to Wonder Card module:

1. Director role (Card Admin) is able to:
   • Create and assign Wonder Card to themselves, or to other associates.
   • View and edit/lock/terminate all cards of the Business Account.
2. Organization Admin (Card Admin) role is able to:
   • Create and assign Wonder Card to themselves, or to other associates.
   • View and edit/lock/terminate all cards of the Business Account
3. Financial Manager role is able to:
   • View and use the card that is specifically assigned to them.
   • Unable to see other cards that are not assigned to them.
   • Unable to create cards by themselves.
   • Unable to edit/lock/terminate the card directly themselves.
4. Sales Manager role is able to:
   • View and use the card that is specifically assigned to them.
   • Unable to see other cards that are not assigned to them.
   • Unable to create cards by themselves.
   • Unable to edit/lock/terminate the card directly themselves.
5. Sales Associates role is able to:
   • View and use the card that is specifically assigned to them.
   • Unable to see other cards that are not assigned to them.
   • Unable to create cards by themselves.
   • Unable to edit/lock/terminate the card directly themselves.

To understand more by Roles & Permissions, click here.